No fee first year
Business Chequing
Unlimited electronic transactions, free incoming wires and integrated invoicing so you can focus on running your company.
Contact SupportBusiness Digital Payment
Digital Payment that works as hard as your business
From your first invoice to your next expansion, IBTECH COOPERATION gives you the accounts, payments and credit you need to keep growing.
Business solutions
Everything your business needs in one place
Up to 3.40% APY*
Business Savings
Put idle cash to work with a competitive rate and no minimum balance. Sweep funds automatically from chequing.
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2% cash back
Business Credit Cards
Earn rewards on every purchase, set employee card limits and export expenses to your accounting software.
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Next-day funding
Merchant Services
Accept cards, tap and online payments with transparent pricing and deposits in your account the next business day.
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Pay anyone
Payroll & Payments
Run payroll, pay suppliers and send bulk transfers domestically or internationally in a few clicks.
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From 6.25% APR*
Business Financing
Term loans, lines of credit and equipment financing with fast decisions and flexible repayment terms.
Contact Support*Rates shown are subject to change and credit approval. Terms and conditions apply.
Why IBTECH COOPERATION
A digital payment partner for every stage of growth
Dedicated business advisors
Get a named advisor who understands your industry and is a phone call away.
Accounting integrations
Sync transactions with QuickBooks, Xero and Sage so your books are always up to date.
Advanced fraud protection
Dual approvals, positive pay and real-time alerts keep your company's money safe.
Global reach
Send and receive payments in over 130 currencies with competitive FX rates.
Getting started
Open your business account in three simple steps
1
Tell us about your business
Share your business name, structure and registration details. It takes about 10 minutes.
2
Verify your identity
Upload your ID and business documents securely online. No branch visit required.
3
Start with Digital Payment
Fund your account, order cards and invite your team, usually within one business day.
